Diva Luxuries

Though our finances may be stretched, it doesn't mean we lose life's pleasures. Here are some simple but luxurious ways to enjoy the divine without breaking your budget.

1. Put on your most comfortable, soft, plush pajamas, make a cup of coffee or tea, and curl up with an author you've always loved but have neglected for too long. I have a stack of library books I'm just dying to cuddle with.

2. Take a long, hot and sudsy bath. To make it special, light a dozen candles, scent your water, play soothing music, and unplug the phone. Plan your exit fom the tub with a soft, warm bathrobe nearby, then head straight to bed for sweet dreams.

3. Eat well. Here's some great tips from The 20 Healthiest Foods for Under $1 on how to plan a meal that won't break your budget, but will add health. Tasty ingredients include oats, apples, garbanzo beans, nuts, eggs and potatoes. Yummy, I can alreay taste the frittata I'm going to make.

4. Longing to visit with friends, but worried about spending money? Have a tea party! Ask each of your friends to bring their favorite tea bag (or other delicious beverage), and have an array of fruits, nuts, cheese and crackers. Just plan to sit around and gab -- the point is to enjoy your friends, not consume expensive food.